We would like to present you with a guide which aims to explain the rules of foreigners' participation in the Employee Capital Plans (PPK). It contains the most important information about the conditions of accumulating savings in PPK and using them.

The most important informatons associated with Employee Capital Plans, procedures, benefits for Employees and questions and answers.

• Who can become an ECP participant?
• How to sign up for ECP?
• When can I use the funds from ECP?
• Why is it worth saving in ECP?

• How do the Employee Capital Plans work?
• What happens to your savings next?

• Employee Capital Plans - most important information
• Your savings in the Employee Capital Plans are composed of Employee, Employer and State

• What is PPK auto-enrolment?
• Where do the savings come from?
• Why it pays to save in the PPK?
• When can I use the funds from PPK?

We invite you to watch the conversation between Skeptic and Realist about the advantages and the most frequently repeated doubts regarding the Employee Capital Plans.

• A little bit of theory…
• Step one – providing necessary information.
• Step two – calculating contributions.
• Step three – conducting contributions.